March 08, 2018
Dealing with creditors can be stressful, especially if you are on a limited income. Creditors may sue a debtor and receive a judgment against him or her, with a court order to get the owed money directly from the debtor’s bank account through garnishment. Learn more about Creditors and Your SSD Benefits
August 08, 2014
When a car dealer checks your credit score by running your credit report, this is likely to show up on your credit report as a “hard” inquiry, which could negatively affect you by lowering your credit score. The importance of credit scores should not be underestimated. Lenders and other service providers such as insurance companies rely in part on these scores to decide whether to offer you services, and at what rate. You usually pay higher interest rates on loans if you have a low credit score.