Are you having trouble getting a loan because your credit report contains errors that are lowering your credit score? Are creditors and/or credit reporting agencies giving you the runaround and refusing to correct the errors? Have you suffered financial damages or emotional distress as a result of errors on your credit report?
At The Law Offices of Kenneth Hiller, PLLC, we help clients obtain compensation for damages they have suffered as a result of errors on their credit report. It is amazing how quickly your credit report will be corrected once the offending parties are sued under the federal Fair Credit Reporting Act (FCRA). Our attorneys serve clients in Buffalo New York. Contact us to set up a free consultation.
Credit reporting agencies — the most prominent of which are Experian, Equifax and TransUnion — are responsible for providing accurate information about your credit history to prospective lenders, employers and other authorized users. However, many credit reports contain errors such as:
All of these things can hurt your credit score, making it more difficult for you to get a car loan, mortgage or other type of loan and potentially increasing your interest rates on new debt. These errors can also adversely affect your ability to obtain employment, or even cause you to be fired. If you have suffered any of these consequences, we may be able to help you.
Under the Fair Credit Reporting Act, there are several things we can do about your credit report. First, we can get errors corrected. There is nothing like a lawsuit to get a credit reporting agency or a bank that has supplied faulty information to promptly correct errors.
Second, if you have suffered any financial harm due to the errors on your credit report, we may be able to help you obtain financial compensation. To learn more about your legal options, contact us to discuss your case with an experienced consumer protection lawyer.